AI for Tax Accountants
Cited Tax Research
No Headcount.

Cyter Tax is the AI for Australian tax accountants — instant cited answers to Division 7A, CGT, GST, FBT and trust questions, ready for working papers.

Thin Cap

Ask questions here to get answers about laws, rules and how they've been applied.

Cyter works best over multiple questions
1

Enter a question

How It Works

From question to polished advice in minutes

A complete research workflow — ask, verify, write up, and download.

1

Organise Your Work

One folder per client, one project per matter. Everything stays structured and easy to find.

Client X Pty Ltd

3 projects

Change of Trust Beneficiary
CGT Main Residence Exemption
Division 7A Loan
2

Choose Your Sources

Search the full tax corpus or narrow to statutes, case law, or specific ATO ruling types.

Statutes
  • Income Tax Assessment Act 1997
  • Income Tax Assessment Act 1936
  • A New Tax System (Goods and Services Tax) Act 1999
  • Taxation Administration Act 1953
  • Fringe Benefits Tax Assessment Act 1986
  • Petroleum Resource Rent Tax Assessment Act 1987
  • Income Tax (Transitional Provisions) Act 1997
  • International Tax Agreements Act 1953
  • Tax Agent Services Act 2009
ATO Rulings
  • Taxation Rulings
  • Taxation Determinations
  • GST Determinations
  • GST Rulings
  • Miscellaneous Tax
  • Law Companion Rulings
  • Practical Compliance
  • Practice Statements
  • Edited Private Advice
Case Law
  • High Court
  • Federal Court
  • Supreme Court
  • Administrative Review Tribunal
3

Ask in Plain English.

Get Cited Answers.

Ask in plain English, get answers traced by a citation linked to the statute, ruling or case.

Trust CGT

Ask questions here to get answers about laws, rules and how they've been applied.

Cyter works best over multiple questions
4

Verify Every Citation

Hover on any citation to verify — nothing made up.

Unfrankable Distributions from Share Capital Account: A distribution is unfrankable if it is sourced, directly or indirectly, from a company’s share capital account. 3 This applies to distributions that constitute a reduction or return of share capital, even if labelled as a dividend. 4 The definition of a share capital account includes an account a company keeps of its share capital, or any other account where the first amount credited was share capital. 5 Therefore, any portion of a selective buyback that is a return of share capital cannot be franked.

Benchmark Franking Percentage: A corporate tax entity franks a distribution by allocating a franking credit to it. 6 The benchmark franking percentage is a key concept in determining the maximum franking without penalty. If an entity franks a frankable distribution at a percentage that exceeds its benchmark franking percentage for the franking period, it is liable to pay over-franking tax. 7 This effectively sets the benchmark franking percentage as the maximum franking allowed without incurring a penalty.

5

Build Your Brief

Send any passage to ThoughtPad with one click. Build your research document as you go.

Trust CGT

If a trustee has a power to change the beneficiaries under a trust and exercises that power, does it cause a CGT event to occur?

In Short: A trustee's valid exercise of a power to change beneficiaries under a trust generally does not cause a Capital Gains Tax (CGT) event to occur, specifically CGT events E1 or E2, unless the change terminates the existing trust and creates a new one, or causes an asset to be held under a separate charter of obligations.

Relevant Legislation: Income Tax Assessment Act 1997 (Cth), s 104-5 — provides a summary of CGT events, including E1, E2, E5, E6, E7, E8, and A1.

Relevant Case Law and Ruling: TR 2018/6 — confirms that amending a trust's vesting date through a valid exercise of power in a trust deed or court approval does not trigger CGT event E1.

CGT Events E1 and E2: A change in the terms of a trust, including the addition or exclusion of beneficiaries, pursuant to a valid exercise of a power in the trust deed, will generally not cause CGT event E1 or E2 to happen.

CGT Event E5: CGT event E5 occurs if a beneficiary becomes absolutely entitled to a CGT asset of a trust as against the trustee. For a beneficiary to be absolutely entitled, they must have a vested and indefeasible interest in the entire trust asset and the right to call for its transfer.

CGT Events E6 and E7: CGT event E6 happens if a trustee disposes of a CGT asset to a beneficiary in satisfaction of an income right, and E7 happens for a capital right.

ThoughtPad
0 saved

Passages you send will appear here

6

Write Up

Enter the client facts. Click Write Up. Get a polished, cited document ready for review.

14px||

Optionally provide the facts of your situation for fact-application analysis. Leave blank to reorganise and professionalise the content.

the client wants to remove a beneficiary from their family trust. they are allowed to do so under the trust deed. they want to know whether this would cause a CGT event to occur in respect of the assets held in the trust.
Cancel
7

The Augmenter — Your Tax Advice Agent

Take your Cyter Tax research and apply it straight into an existing client document. The Augmenter marks up the document in tracked redlines — pulling in new findings, citations, and tightened wording — so you can review and accept every change.

14px||

Tell the Augmenter what to change. It will mark up your existing document with tracked redlines so you can review every edit before accepting.

Update this section using my Cyter Tax research on CGT events E6 and E7. Tighten the wording and add citations to the rulings.
Cancel
8

Download & Deliver

Export to Word with full citations, partial citations, or none — your choice.

Download ThoughtPad

Download .docx
Deep Dive

Purpose-Built for Australian Tax Accountants

Cyter Tax is used by Australian tax accountants to answer complex client questions fast — Division 7A compliance, CGT planning, GST treatment of property transactions, FBT on employee benefits, trust distribution strategies — with every response citing the specific statute section, ATO ruling or case paragraph.

1

Common accountant research questions Cyter handles

  • Division 7A: complying loan requirements, minimum yearly repayments, UPEs and interposed entity rules
  • CGT: small business concessions, main residence exemption, CGT rollovers, trust streaming
  • GST: margin scheme, going concern, financial supplies, input tax credits
  • FBT: car benefits (statutory vs operating cost), otherwise deductible rule, minor benefits
  • Trust taxation: section 97 present entitlement, streaming resolutions, Family Trust Elections
  • Superannuation: contribution caps, transfer balance cap, non-arm's length income
2

What accountants actually do with it

The daily use case is answering client questions where you know the answer is in the tax law but do not want to spend 45 minutes digging for the exact section. You ask Cyter, you get a response that cites the relevant provisions (e.g. s 109N ITAA 1936 for a complying Division 7A loan), you confirm the answer, and you send the client a clear response in minutes.

The weekly use case is producing research memos for more complex engagements — structuring advice, CGT rollovers, trust resettlement risk reviews. Cyter drafts the memo structure and citations; you refine the analysis and apply it to the client facts. Partner review becomes focused on judgement, not on "did the junior cite the right section?".

3

What Cyter does not do

Cyter does not replace professional judgement, does not lodge returns, does not provide advice — it is a research assistant. It does not maintain client tax records or integrate with your practice management software. The purpose is narrow and it is explicit: accelerate the research phase so your time goes to higher-value work.

Trained on Australian tax law

See Cyter on your next matter.

Try Cyter Tax free with 5 queries on the full Australian tax corpus.

No credit card required. 5 free queries to try it out.